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Washington Healthplanfinder

 

With the recent changes to Washington health insurance, you are probably wondering how things work now for you and your family. What are the costs? What kind of Washington health insurance plans can I buy? Here at ForHealthInsurance.com we’ve put together this guide to help you answer those questions and more. We’ll walk you through all of the essential information that you need to know in order to find the Washington Healthplanfinder health insurance coverage you need.

Understand your needs before buying a Washington health insurance plan

Before buying Washington health insurance you have to know what you and your family’s exact medical needs are. Who will be on the plan? Does anyone have any conditions that require frequent doctor’s visits? Is your current doctor in the plan’s network? If you don’t figure out these things before logging onto the Washington Healthplanfinder website, it will no doubt cause some stress down the road.

Plans from Bronze to Platinum

One way that the Washington Healthplanfinder makes it easy to buy Washington health insurance is by separating the plans into tiers based on their cost and coverage. If you believe that you won’t need a huge amount of coverage, you can opt for the Bronze or Silver plan. However, these lower level plans will have you paying higher out of pocket costs. On the other hand, Gold and Platinum plans have lower deductibles but higher monthly premiums.

If you don’t have a lot of health problems and don’t make much money, plans at either the bronze or silver levels at the Washington Healthplanfinder may be your best choice. However, if you think you’re going to be making frequent visits to the doctor, you might want to prepare for that by getting a plan with lower out of pockets costs, such as the ones sold at the Washington Healthplanfinder at the Gold or Platinum level. That way you’re paying less for each visit.

The good news is though, that no matter what kind of plan you get, it will cover a range of medical services across the Affordable Care Act’s 10 essential health benefits categories. These categories include medical services like emergency coverage, and free preventative care as well as prenatal and postnatal care among other things.

Tax Subsidies Will Make Your Washington health insurance more affordable

If you are still worried that you will have trouble affording Washington health insurance, the ACA  provides health insurance subsidies for those who qualify. To be eligible to apply for a subsidy, your yearly income needs to be between 133 percent and 400 percent of the Federal Poverty Line. How much your subsidy will end up being depends on a few different things, and will likely be unique to your situation. But you can be confident that you won’t overpay for health insurance at the Washington Healthplanfinder.

Washington has decided to expand its Medicaid program. This expansion allows single adults without dependents to get Medicaid, opening up the program to thousands of people. The expanded program now accepts people who make up to 133 percent of the Federal Poverty Line. In the past, you had to make below 100 percent of the Federal Poverty Line to be eligible for Medicaid.

How do I buy an exchange plan?

To buy a Washington Healthplanfinder health insurance plan at the exchange give us a call here to speak with one of our Washington health insurance experts or enter your zip code above to see what plans are available in your area.