3 Easy Steps

  1. 1. Make your Selection
  2. 2. Compare Plans
  3. 3. Apply
  Zip Code Age Gender Smoker  

APPLICANT 

 
 

SPOUSE

remove
 

CHILD

remove
Please fill out all fields correctly
Please wait, you are being redirected to a regional web site...
date

Your Health Idaho

 

Despite how much it’s talked about in the media, you might find yourself feeling a bit confused about the Affordable Care Act. At ForHealthInsurance.com we understand just how much of a pain it can be to figure this stuff out. With our help, you will be up to speed in no time with Idaho health insurance at the state’s online health insurance marketplace, Your Health Idaho.

Where do I start with finding Idaho health insurance at the Your Health Idaho health insurance marketplace?

This is probably the biggest question on your mind. Start at the most important place: your needs. How much coverage do you and your family need from a Your Health Idaho health insurance plan? What does your budget look like?

These two things are the biggest factors when it comes to choosing an Idaho health insurance plan. Additionally, think about who your doctor is. If it is important that you stay with them, find out if they are in your prospective Idaho health insurance plan’s network.

How do you choose from all these options at Your Health Idaho?

So, you figured out how much you can spend and how much coverage you need. What do you do next? When you take a look at the Your Health Idaho, or any of the other health insurance exchange websites, you might not have any idea what plan to choose. Thankfully, things should be easier for finding Idaho health insurance.

The plans at Your Health Idaho are organized into four categories: Bronze, Silver, Gold and Platinum. The difference between these Idaho health insurance plans is the premium you pay. While Platinum plans have a higher premium, the co-payments are smaller. If you and your family make frequent visits to the doctor, it may be more economical in the long run to go with a Gold or Platinum Your Health Idaho plan.

There is a reason it is called the Affordable Care Act

If you are one of the many thousands of uninsured people in Idaho without Idaho health insurance, you may still be wondering how you are going to afford a plan. Fortunately, measures are in place to help you out: tax subsidies. You are eligible for a tax subsidy for your Your Health Idaho plan if your income falls between 133 percent and 400 percent of the Federal Poverty Line.

Lastly, your annual contribution towards your Idaho health insurance policy is capped. People making close to 400 percent of the FPL pay a maximum of 9.5 percent of their annual income for health insurance. If you make less, expect for that percentage to be lower.

How do I buy a Your Health Idaho plan?

To buy Idaho health insurance at Your Health Idaho give us a call here to speak with one of our health insurance experts or enter your zip code above to see what plans are available in your area.