3 Easy Steps

  1. 1. Make your Selection
  2. 2. Compare Plans
  3. 3. Apply
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Connect for Health Colorado

 

The Affordable Care Act has brought with it some big changes to the American healthcare system, especially for Colorado health insurance. If you are full of questions about Colorado’s state health insurance exchange, Connect for Health Colorado and are having trouble finding the answers, we at ForHealthInsurance.com can help. The following guide will give you an idea of what you will pay for Colorado health insurance at Connect for Health Colorado, as well as what different health insurance options are available to you.

The first steps for you to take

Before you buy any Colorado health insurance, you’ve got to know what kind of coverage you will need. You will have a lot of options to choose from at Connect for Health Colorado, but if you log on without knowing what you are looking for, trying to pick between Colorado health insurance choices will quickly become stressful.

There are many things to consider when choosing a Colorado health insurance plan at Connect for Health Colorado. You need to figure out who will be on your plan, how much you can afford to pay for Colorado health insurance and how much coverage you will need. If you or anyone else who will be covered by your plan has any pre-existing conditions you have to make sure you get a plan that has the right kind of coverage.

Understanding the marketplace: It’s easy

If wading through seemingly endless options for Colorado health insurance doesn’t sound like the most fun thing to do, don’t worry, the organization of  Connect for Health Colorado is easy to understand. Plans will be rated as either Bronze, Silver, Gold or Platinum. In that order, the plans have increasingly higher premiums but lower out of pocket costs.

With this system it shouldn’t be too difficult to figure out a plan at  Connect for Health Colorado that fits with your budget and medical needs. The key is to figure out how much you spend on doctor’s visits and other medical expenses now. See if a Connect for Health Colorado plan with a lower premium would still save you money after accounting for the difference in out of pocket costs.

Worried about the cost? Don’t be

You may be thinking that you are going to have trouble affording even a Bronze plan. Fortunately, the federal government has introduced tax subsidies, and Colorado offers these subsidies to people who are making between 133 percent to 400 of the Federal Poverty Line. What is even better is that if you fall in that range how much you pay for insurance is capped at 9.5 percent of your income. That number gets lower the closer your income is to the Federal Poverty Line.

There is one other option if you make below 133 percent of the Federal Poverty Line. Colorado has chosen to expand Medicaid, meaning that single childless adults who make below 133 percent of the Federal Poverty Line are now eligible for the program.

How do I buy a Connect for Health Colorado plan?

To buy Colorado health insurance at Connect for Health Colorado give us a call here to speak with one of our Affordable Care Act expert representatives or use the widget below to see what plans are available in your area.