Affordable Health Insurance

Affordable Care Act and Health and Insurance for Senior Citizens

May 13th, 2011

Right from the beginning we the people found that half a trillion dollars is being removed from the Medicare health and insurance program and that is not going over well. The Patient Protection and Affordable Care Act was signed into law over a year ago and what is included is becoming clear. It will take some time for the entire affordable care act to be revealed to we the people, but what is becoming clear is how many of our citizens will be hurt by this rather than helped.

The population of our senior citizens are the first recipients on the front lines and there is much about this that is not to welcome with open arms. Although every individual situation is different, there are still many similarities. Most of our senior citizen population is very alarmed at the federal funding that is being eliminated from the Medicare health and insurance system they rely upon.

The individual health insurance plan known as Medicare Advantage will be eliminated over the next few years. Though most senior citizens were not card-carrying members of Medicare Advantage, it served a small population with the purchase of eyeglasses, hearing aids, and other beneficial medical items.

Regarding the donut hole that there has been much press about lately, it will not help the majority of senior citizens who require additional assistance paying for their expensive medical prescriptions. Universal health care is becoming a part of the fabric and many will feel discouraged when they learn all the facts.

Many of the medical health care physicians across the entire country are very upset with the learned reduction of twenty-one percent in Medicare payments from the federal government. These medical physicians do not have any intention of hurting their current senior citizen patients, but they are making sure that everyone understands there will be no additional patients.

Imagine if this group included your mother and father, aunts and uncles. Where would you begin to try to help them live out their life as comfortable and happy as possible? The reason the government gives for why they are eliminating the Medicare Advantage program for our senior citizens is that they say it is more expensive than a traditional fee-for-service affordable health insurance plan.

Whether this statement is a true statement or the government’s way of brushing a topic they do not wish to discuss aside will take more research. It does seem interesting though, as the Medicare Advantage insurance plan was working well and satisfying many individuals within our senior citizen communities.